News

We’re delighted to share that Purbeck Insurance has been Certified™ by Great Place To Work® for 2026-2027, our second year in a row.

As World Mental Health Day approaches on 10 October 2026, we’re proud to share an important milestone in our ongoing support for men’s mental health.

If you have agreed to act as a guarantor, you may start looking for insurance to protect yourself if things go wrong.

The latest data from Purbeck Personal Guarantee Insurance, the provider of personal guarantee insurance to SME Directors, highlights the resilience of the UK manufacturing sector, despite economic headwinds.

New data from Purbeck Personal Guarantee Insurance shows a sustained appetite for finance across the construction sector in 2026, despite ongoing economic uncertainty and tight cash flow. Purbeck’s data shows that 17% of all applications for personal guarantee insurance to support business loans were from construction firms during Q2 2026. While this was lower than the exceptional spike seen in Q1 2026, demand remained substantially higher than the same period last year and more than double the level seen in Q2 2025. Construction remains the number one business sector to use Personal Guarantee Insurance.

For many SME directors, signing a personal guarantee is part of securing business finance. Whether the funding is for a business loan, asset finance facility, commercial mortgage or overdraft, lenders often want additional reassurance that the borrowing will be repaid. That reassurance usually comes in the form of a personal guarantee.

New data reveals working capital loans have almost doubled in two years — and for the first time in over a year, start-ups are borrowing more than established businesses

A milestone moment for our mission to protect SME directors

For many SME directors, securing business finance means signing a personal guarantee. Whether you're applying for a business loan, asset finance, or an overdraft facility, lenders often require directors to take personal responsibility for the borrowing.

Getting a 'no' from a lender can feel like the end of the road. But for most UK businesses, it's just a detour. With the right preparation, the right lender, and a few avoidable mistakes out of the way, approval rates improve dramatically. Here are ten practical steps to help you get there.