The Future of Business Financing: Trends in Personal Guarantees and Insurance
There’s no escaping the fact that modern business finance is changing.
Understanding Personal Guarantees: What Every Director Should Know
Imagine getting a call that your family home, the place you’ve poured your savings into, raised your family and planned to retire in, is being used to cover a debt your business can’t repay.
Business Loans to ‘Keep the Lights On’ Fall in Q2 2025 But, The Average Personal Guarantee Risk for SMEs Edges Nearer to £200k
Purbeck Personal Guarantee Insurance Monitor, Q2 2025, reveals the growing burden for Directors and Owners of UK SMEs
What is PGI? A Complete Guide to Personal Guarantee Insurance and How It Protects Your Assets
Your business is doing well - not only are you planning to open a second location, but you're also looking into expanding your product range and taking on a few new hires. It's the kind of progress you've worked hard for. However, to get there, you need funding. And with the loan agreement comes a personal guarantee.
SMEs show resilience by backing staff and sustainability amid cost of living pressures, says Purbeck
- 51% of SMEs have supported employees financially during the cost of living crisis
- 64% are actively working to reduce their carbon footprint
- SMEs in West Midlands are most likely to act on decarbonisation
- Micro businesses report the strongest employee retention rates
57% of SME Owner/Managers Work Longer Than UK Average
Purbeck Insurance Services Urges Overworked SME community to acknowledge mental wellbeing this Mental Health Awareness Week 12-15th May 2025
28% of Personal Guarantee Backed Finance is used for growth in SME construction signalling hope amidst market uncertainty
Purbeck Personal Guarantee Insurance Monitor Q1 2025
SME appetite for funding jumps 9% in wait and see economy Surge in pre-tax deadline activity sees demand for business acquisition loans rise 50%
Purbeck Personal Guarantee Insurance Monitor Q1 2025
How Loan Notes Work Alongside Personal Guarantee Insurance
As a director of a growing company, you’re constantly looking for opportunities to maintain your upward momentum. So when a lucrative new project is within reach, you need to act fast to secure it. But what if you need a quick injection of capital to purchase materials or cover labour costs before the contracts are finalised?
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